Piggy bank.
Off late, I realized I need to have some sort of fixed savings. And since I'm approaching adulthood, it's not too late to start a savings plan.
Points taken into consideration:
1. Minimum deposit is rm10 cents, no maximum limit.
2. Any withdrawals are discouraged unless hunger pang strikes!
3. All paper work for deposit/withdrawal is unnecessary. I love trees.
4. Interest rates are negotiable anytime.
And so last week, I opened a new piggy bank called the 'Bubu truck'. It's red with four wheels and makes a clanky noise when you run it over the wheels. Only rm10 cents are allowed for deposit. It's kept in a safe place and well guarded by a 18" pint-sized superhero (but strong, no doubt) with 67 points of articulation. What robber will even want to fight this superdude, eh?
And one day when my Bubu truck is filled to the brim, I'll buy meself a duplex! *smug*